Being in debt is not an easy situation, especially when you are already harassed by your lenders. Receiving calls and mails almost day and night and being charged with a lawsuit are just some of the scenes that you would not want to go through. Nevertheless, because of financial difficulties today, getting more loans and credits cannot be avoided that easily.
In order for you to get help in settling your loans, getting a debt settlement lawyer is one of your best options. With an attorney, you can have a defense from your collection company or lender.
However, hiring a lawyer should be done carefully. There are many scams nowadays which are just waiting for preys to run into their traps. Surely, the last thing you would want in this time is meeting a fraud attorney to worsen your situation.
To help you find a legal debt settlement lawyer, here are some tips that you should consider:
- Check for the license- the first thing that you need to find out is the license of that lawyer to practice in your state. To do this, you can go through the State Bar Association and check the list of the licensed debt settlement lawyers.
- Look for reviews- reviews about that lawyer can help you find out if there are any complaints against him. You may check the web to track his records. This can help you see the testimonies of his clients, if they are satisfied with his service or not, and if he is able to help most of them.
- Avoid those who offer guarantees- another which you should not take for granted is the fact that no attorney, law firm, or debt settlement company can give an assurance of a result in this matter because it is a case to case basis situation. Therefore, if that lawyer is giving you a guaranteed result then you should already doubt his legitimacy.
There are a lot of legal and trustworthy debt settlement lawyers. You may also consult a law firm known for this area, like American Remedy Center, and be connected to one of their credible attorneys.